Our Direct Credit service is a simple, secure and reliable way to make payments.
Available as part of our Bureau Service, funds can be transferred directly to your payees’ bank or building society account quickly, cheaply and reliably.
Bacs Direct Credit is the perfect solution for payroll companies and anyone else wishing to make payments with their own Service User Number.
With over 150,000 organisations using Direct Credit, it’s the most popular way of paying wages and salaries to members of staff: 90% of the workforce is paid this way.
It’s also the most cost-effective solution for pensions, employee expenses, insurance settlements, dividends and refunds.

Benefits for your customers
- Cleared funds
Direct Credit payments arrive instantly as cleared funds. Unlike cheques, the money can be used straightaway and immediately starts earning interest.
- Hassle-free
Direct Credit payments are made straight into accounts, cutting out the need to bank cash or cheques. Effortless, hassle-free and time-saving.
- Safe and secure
Direct Credit payments cannot be lost, stolen or delayed in the post. Money arrives automatically on the day it’s expected.
- Reliable
Direct Credit payments are automated with no chance of them being overlooked or delayed.

Benefits for your business
- Time-efficient with low admin costs
Direct Credit payments can be created and authorised simply and cheaply. No need to spend time preparing and checking bulk payments.
- Improved cashflow
Direct Credit payments leave your account on dates specified by you. You have full control over your cashflow.
- Direct cost savings
Direct Credit payments eliminate the costs of stationery and postage required when using cheques.
- Reduced reconciliation
Direct Credit generates a single debit from your account on a specified date. No need to track individual payments.
- Better payment terms
Negotiate more favourable payment terms by paying more efficiently.
Have some questions? Talk to an expert on
0161 737 5290 or send an email to info@fastpayltd.co.uk